TERMS & CONDITIONS
 Effective Date: 9/1/25
These Terms & Conditions (“Terms”) govern your purchase and use of any digital products, coaching services, and related materials offered by Paul Dooley / Overthink No More (“we,” “our,” “us”) through [email protected]. By purchasing an e-book, online course, or coaching session, you agree to these Terms in full.
Digital Products (E-Book & Online Course)
Access & Delivery: Upon purchase, you’ll receive immediate access to your selected product(s) via email or your Kajabi account. All digital products are for personal use only. Sharing, reselling, or distributing our materials without prior written consent is prohibited.
Refund Policy: Due to the digital nature of the e-book and self-paced course, all sales are final. If you experience technical issues accessing your materials, please contact us at [email protected] for assistance.
Coaching Services (Single Sessions & Packages)
Scope of Coaching: Coaching services are designed to provide education, tools, and strategies for managing anxiety and overthinking. Coaching is not therapy and does not replace medical or psychological treatment. If you require mental health care, crisis intervention, or medical advice please consult a licensed provider. Depending on the package purchased, coaching services may include: Private 1:1 coaching sessions via Video or phone. Access to digital resources, including the Overthink No More course and downloadable tools. Personalized action plans and strategies. Optional between-session email or text support (if included in your package).
Scheduling & Rescheduling: Sessions must be scheduled through our booking system. You may reschedule with at least 24 hours’ notice. Cancelled sessions less than 24 hours or missed sessions without notice are non-refundable.
Refund Policy: Coaching sessions and packages are non-refundable once purchased. Either party may terminate coaching at any time with written notice. If you purchase a package and choose to discontinue before using all sessions, unused sessions are forfeited.
Results Disclaimer: Your results depend on your participation, commitment, and application of the tools provided. We make no guarantees regarding specific outcomes or results from coaching.
Payment Terms: Payments are processed securely through Kajabi . By completing your purchase, you authorize us to charge your payment method for the agreed amount. Payment for coaching is due in full at the time of booking unless otherwise agreed in writing.Â
Intellectual Property: All materials, including PDFs, videos, worksheets, and recordings, remain the property of Overthink No More. You are granted a personal, non-transferable license to use the materials for your own education. Sharing, duplicating, or reselling these materials is prohibited.
Limitation of Liability: We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of our products or services. You assume full responsibility for your choices, actions, and results.
Privacy Policy: Your privacy is a priority. All information shared in coaching sessions is kept confidential unless required by law (e.g., risk of harm to self or others). Digital communications, including video and email, are not guaranteed to be 100% secure but are handled with care.We never sell or share your information.
Contact Information
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GDPR & International Privacy Compliance
If you are located in the European Union (EU), the United Kingdom (UK), or other regions outside the United States that govern the collection and use of personal data under strict privacy laws, including the General Data Protection Regulation (GDPR), the following additional terms apply:
Data Controller For purposes of the GDPR, Overthink No More/Paul Dooley is the data controller responsible for collecting, processing, and storing your personal data.
Information We Collect We collect personal data that you voluntarily provide when purchasing products, booking coaching services, or subscribing to updates. This may include: Name and contact information, Payment details (processed securely via third-party providers), Account login credentials (for course access), Communications with us via email or Kajabi
Purpose of Data Collection Your data is collected and processed only for purposes such as Providing access to purchased products and services, Scheduling and delivering coaching sessions, Managing payments and billing, Sending relevant updates and service information (if you opt in).
Lawful Basis for Processing We process your personal data based on: Contractual necessity (to deliver purchased services), Consent (where required, e.g., marketing emails), Legitimate interests (improving our services and protecting against fraud)
Data Retention: We retain personal data only as long as necessary to fulfill our contractual and legal obligations or until you request its deletion.
Your Rights (EU/UK Clients) Under GDPR, you have the right to: Access, correct, or request deletion of your personal data, Withdraw consent for marketing communications at any time, Request a copy of the personal data we hold about you, Lodge a complaint with your local data protection authority. To exercise these rights, contact us at [email protected]
International Data Transfers Your personal data may be transferred to and processed in countries outside your home jurisdiction, including the United States. We ensure appropriate safeguards, such as working with GDPR-compliant third-party processors like Kajabi, Stripe, and PayPal.
Third-Party Processors We may share your data with trusted service providers who help us deliver products and services, including: Kajabi (course and coaching platform), Stripe / PayPal (payment processing), MailerLite (email communications). All third-party processors are GDPR-compliant.